Meet Zach Herbert-Burns, founder of PFL Consulting

PFL Consulting helps people in their 20s and 30s take control of their money with clear, practical education and a written plan. We work with service-industry workers, young professionals, military members and veterans, small business owners and growing families.

PFL was founded by Zach Herbert-Burns after 15 years in the U.S. Army. He holds an MBA and is a certified Project Management Professional (PMP). What began as peer-to-peer mentorship grew into PFL Consulting, based in Charleston, South Carolina, and working with clients virtually across the U.S.

Whether you're navigating budgeting, saving, investing, or planning for retirement, our team of expert consultants brings a values-driven approach to every conversation. We pride ourselves on breaking down complex financial topics into approachable, actionable strategies tailored to your unique goals.

How we work

Education, not products. PFL doesn't sell investments, insurance or financial products and earns no commissions.

At our core, we believe that financial literacy is a powerful tool for personal freedom—and it should be accessible, understandable, and empowering.

Let’s Talk

Get in touch today to see how our experienced consultants can provide personalized solutions to drive your financial success. We’re ready to help you move forward with precision, purpose, and confidence.