Frequently asked questions
What PFL does, who it's for, what it costs and how to get started. Don't see your question? Contact us or book a free 30-minute call.
About PFL
What does PFL Consulting do?
PFL Consulting provides personal finance education and one-on-one strategy sessions. We help you build a budget, understand your credit, make a debt payoff plan, build an emergency fund and learn how retirement accounts work, then leave you with a written roadmap.
Who is PFL Consulting for?
Mostly people in their 20s and 30s: service-industry workers like servers, bartenders and stylists, young professionals, military members and veterans, small business owners and growing families.
Do you sell investments or insurance?
No. PFL does not sell investments, insurance or financial products and earns no commissions. Our work is education and planning, not individualized investment advice.
Do you work with clients outside Charleston, SC?
Yes. PFL is based in Charleston, South Carolina, and meets with clients virtually anywhere in the United States.
Packages and pricing
How much does it cost?
The first consultation is free and takes 30 minutes. The Military & Veteran Package is $199, the Personalized Financial Package is $299, the Family Financial Roadmap Package is $399 and the Small Business Success Package is $499. Ongoing On-Demand support is $199 per month. See every package on the Services page.
What's included in a package?
Each one-on-one package starts with an intro call, followed by three 45-minute strategy sessions on your budget, debt, credit, savings and goals. You finish with a written roadmap you can follow on your own.
What happens on the free consultation?
We look at where your money stands today, what you want it to do, and whether a PFL package is the right next step. There's no cost and no sales pitch. It's virtual, or in person in Charleston, SC.
Do you offer workshops for employers or groups?
Yes. Financial Foundations Live brings financial literacy workshops to employers, schools and community groups, in person or virtual, covering budgeting, credit, debt and investing basics. Workshops start at $1,799.
Getting started
Is there a free way to get started?
Yes. The PFL Roadmap at pflwealth.com/roadmap is a free interactive checklist that walks you through seven steps, from setting a budget to investing in a 401(k) or IRA.
How do I book?
Pick a time on the booking page. Start with the free 30-minute consultation and we'll recommend a package only if it fits.
Still have a question?
Start with the free Roadmap, or talk it through on a free 30-minute call.
PFL Consulting provides financial education and planning. It is not a registered investment adviser and does not provide individualized investment, tax or legal advice.